At some banks, overdrawing your business checking account can mean more than just an overdraft charge. Your other banks may be debited to pay for the overdraft, denying you use of your hard-earned funds. With People’s Business Plus Checking and a Business Credit Line, you get true overdraft coverage. With a completely separate credit line that’s linked to your checking account. Any overdraft automatically activates your credit line, and subsequent checking account deposits are credited to your account — instead of being used to pay your credit line.