Watching so many local banks being swallowed up by bigger out-of-state companies, I decided to take a closer look at my own bank. And it was clear I hadn’t been seeing straight for a while. Service charges, rules … but when I looked at my LOCAL CREDIT UNION, I was shocked! The credit union offers everything the bank did, minus the rules and service charges. So I took my checking out of the bank, and checked it into the credit union. So take my advice and check out your hometown credit union. Up close, it’s gonna look great.